facevalue is a secure domain for authenticated users only. To gain access to the use of the domain, all users are required to enrol for a facevalue profile that includes installation of facevalue’s mobile app, which also serves as our high security multi-factor authentication protocol.
Profile enrolment requires acceptance of facevalue’s general terms and is conditional on compliance approval that includes positive identification and validation of address amongst other security checks.
A facevalue profile is free and approved users automatically gain access to the general landscape of products available within the domain, including a secure communication system.
Subscription to a bank account, card and credit products requires acceptance of the specific product’s terms and conditions, but generally no additional compliance information is required.
Our business relationship is ultimately with the individuals that make up the corporate entities and therefore we have created products for individuals that compliment the products and services aimed at businesses.
facevalue offers a comprehensive interoperable Bank account and debit/credit card in collaboration with issuing banks. It is a pre-condition to enrol for a facevalue bank account to subscribe to credit products such as SCF.
Use and access to the account is exclusively via facevalue’s secure online domain and mobile app.
Deposits within the threshold of federal deposit guarantee scheme are held with specialist issuing banks. Larger deposits are held with correspondent banks with strong support ratings and accessed in the same way.
The bank account acts in concert with our products. facevalue is designed to function as business do in real life. You can use the account as a transmission account to receive your payments, which creates credit facilities in case you need them.
facevalue provides finance against outstanding accounts receivables on a granular basis. Individual invoice data is extracted from most major e-Invoice service providers and rendered in accounts receivable and accounts payable ledgers in the user's facevalue secure domain.
A broad range of counterparts are already credit approved by facevalue, which will be marked eligible for finance. Users select, which invoices they would like finance against, negotiate the rate and receive real-time payment of the face value of the invoice.
Only invoices that stipulate payment to a facevalue bank account are eligible for finance. Receipts not associated with finance can be swept automatically into another account as frequently as you wish.
Our Specialised finance solutions aims to address our clients’ most important credit requirements and we believe that addressing these needs will serve as a solid foundation for the use of several of our products and services.
As a disruptive innovator, facevalue seeks to leverage its high volume customer relationship management and transactional banking technology in combination with our trading platform that access international wholesale finance.
We assess applications ranging from individuals to large multinational corporations and give preference to transactions that have the potential to scale as a systemic solution to an industry or niche segment within a particular market.
facevalue is designed to stimulate trade between its users and create a contextually valid financial ecosystem. We recognise the significance of having created a unique user base where there is a much higher trust level than the internet at large.
We do not want to simply replicate what you can find elsewhere on our user's online stores, websites and social networks.
We would like to invite our users to share their needs and requirements with us, to make sure that we give you the right landscape and technical tools such as consumable and composable API’s before we build it.